Did you know that the purchase price of your new home is only one of the costs you will encounter when buying that home? Other costs you may have to budget for are; Mortgage insurance        Appraisal fees Land survey cost      House insurance Title insurance      Mortgage Application fee Mortgage brokers fee     Home inspection fee  Legal... [read more]

We are Bonnie and Paul Jones and we are full-time realtors with Sutton Group Heritage Realty. Did you know that an investment property can be a wonderful way to supplement your income.  Perhaps you know someone that may be looking at retirement in 10 maybe 5 years.  An investment property can supplement their retirement income or they can sell the investment property, after retirement, and use the profit from the sale to supplement their income.   If an investor has... [read more]

Who do you know that might want to purchase a home, but is reluctant to get into a multiple offer situation, commonly known as, the dreaded, “bidding war”. Did you know that we often represent a Seller client that wants to sell their home but not quite yet.  However, they instruct us, that if we happen to hear of someone that may be interested in their house and they are willing to pay a fair price, they would sell now, without going on MLS. The bonus to the Buyer, they... [read more]

Did you know that there are Buyers out there in the Real Estate market today, who think that if they buy a house from a “for sale by owner” that they will save money. Most “For Sale By Owners”, decide on the value of their home by figuring out what they “need” to get out of it.   As we all know the value of a house is not based on what the Seller “needs” to get out of it, but rather by what other, similar houses in the area have... [read more]

  How much can you afford to buy with the new mortgage rules? This chart should give you a few ideas. What you qualify for also depends on what you owe, credit rating & a few other things. Lets sit down over a cup of coffee or tea and chat. Contact Bonnie at 416-578-9622 or bonnie.bonnie-paul@rogers.com   [read more]