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Government Grants

Wednesday Jul 19th, 2017

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Check out this website for government grants. You may qualify, for home owner grants, home improvment grants, utility rebates... http://showmethegreen.ca/home/home-improvement/54-government-grants-that-every-ontario-homeowner-should-know-2017-edition/ [read more]

Durham Live gets OMB approval!

Saturday Jul 08th, 2017

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Great news on Durham Live, A decision has been released and Pickering won the Ontario Municipal Board appeal. The project has planning approval now! An important milestone to this great opportunity project. We now need the Ontario Lottery and Gaming Commission to award an operator and select the Pickering Durham Live site. [read more]

Real Estate prices slip in May

Monday Jun 26th, 2017

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Toronto Real Estate Board statistics show a moderate slip in home prices in the GTA of 6%, in the month of May. It is a changing market. Now, more than ever buyers and sellers need experienced agents to guide them through the buying and selling process. We have 27 years of fulltime experience. We will be happy to assist you...Check us out at bonnieandpaul.com then give us a call! [read more]

Real Estate Prices Moderate

Thursday May 25th, 2017

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Real Estate Prices Moderate The average selling price in the Toronto area was $890,284 through May 14, up 17 percent from a year earlier, yet down 3.3 percent from the full month of April. The annual price gain is down from 25 percent in April and 33 percent in March. Toronto has seen yearly price growth every month since May 2009. The last time the city saw gains of less than 10 percent was in December 2015.  Bloomberg News [read more]

The Real Estate market is changing!!!

Wednesday May 17th, 2017

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  The Real Estate market is changing! Residential sales down 2.2% in April 2017 compared to a year earlier. New listings in Ontario numbered 41,089 units in April 2017, an increase of 10.5% compared to last year. The provincial average price of homes in April 2017 rose 24.1% compared to a year earlier. More inventory means less multiple offers & lower prices. It's a good time to buy!! Call Bonnie 416-254-1123 if you... [read more]

Setting a realistic price is very important!

Wednesday May 10th, 2017

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Deciding what price tag to put on your home is never easy.  Price is often the determining factor for potential buyers. Location, layout and amenities are important but in the end most of us have to look at the bottom line.  Many sellers like to think they can start with the price they originally paid, add a healthy mark-up and wait for the offers to roll in. A lot of those sellers will have to adjust their price once their home is on the market. Try to put aside your... [read more]

Pickering is one of top 10

Friday Apr 21st, 2017

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Pickering has been named one of the top North American cities of the future by fDi magazine for 2017/2018. fDi shortlisted more than 421 locations across North and South American in five categories: economic potential; business friendliness; human capital and lifestyle; cost effectiveness; and connectivity. The City of Pickering was ranked in the top 10 among micro cities, placing fourth for connectivity and sixth for business friendliness. Pickering was also recently named one... [read more]

Tax on your Principal Residence?

Friday Mar 31st, 2017

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Principal Residence Exemption For the 70% of Canadians who own a home, it is a place to live, raise a family, and connects them to their community. Due to Canada’s tax system’s Principal Residence Exemption, when we sell our homes, any increased value or “capital gains” are not taxed. This tax break matters to Canadian homeowners. Collectively, we have about $3 trillion in home equity and our homes are often our largest financial asset. However, starting... [read more]

I can't afford a house

Wednesday Mar 29th, 2017

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There are currently 161 properties for sale in Durham Region, under $500,000. Start looking in the right place, to buy a home. Durham Region has alot to offer. Contact us, lets talk. [read more]

Housing Bubble in the GTA?

Wednesday Mar 22nd, 2017

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Toronto's soaring home prices are in line with the reality of other world cities such as New York, Hong Kong and London, says Mark Renzoni, president of global commercial real estate giant CBRE. "The market is fairly balanced. It's not being driven by foreign capital. It's being driven by Canadians, moving up, buying for the first time," he told the Star, following a speech at CBRE's annual market forecast event. [read more]

MORE HOUSE FOR YOUR MONEY

Tuesday Mar 14th, 2017

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Where can you get more house for your money? DURHAM REGION!!! House prices are on the rise in the GTA, but the best bang for your buck is still in Pickering, Ajax, Whitby, Oshawa, Clarington, Uxbridge & Port Perry. This news is nothing new. Housing prices have been about 30% lower, for the same house for quite sometime. Better transportation (407 & Go transit) & more investment have made Durham a great place to raise a family and live. Contact us and we will be happy to fill you in... [read more]

Strong Market Ahead!

Thursday Feb 23rd, 2017

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Home ownership continues to be a great investment and remains very important to the majority of Canadian households. As we move through 2017, we expect the demand for ownership housing to remain strong, including demand from first-time buyers who, according to a recent Ipsos survey, could account for more than half of transactions this year. However, many of these would-be buyers will have problems finding a home that meets their needs in a market with very little inventory. That's where we... [read more]

Increase to CMHC Fees

Wednesday Feb 22nd, 2017

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CMHC Fees are set to increase on March 17th. A typical 5 year, 5% down mortgage will see insurance fees jump from 3.6% to 4%. But if you buy a house before March 17th, you will get the lower rate. Contact us for more info... [read more]

The Ugly Duck

Friday Feb 17th, 2017

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Recent studies have shown that the old adage of buying the worst house on the block may not offer the best rate of return. Often it is the worst house, and priced accordingly, for good reason. As an investment strategy one is often better off focusing on the neighborhood itself, with an average home in a hot neighborhood often doing far better than the ugly duckling in a less desirable area.   [read more]

Tough Mortgage

Wednesday Feb 08th, 2017

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Over the last few years, more purchase offers have fallen apart due to financing than in the past couple of decades combined. Financing has become that challenging, and few people realize it until they actually write an offer and make the application. When it comes to mortgage financing, while money may never have been cheaper… it’s also never been harder to get. Get preapproved!!! [read more]

First time buyers need the experience of seasoned Sales Representatives

Tuesday Dec 20th, 2016

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We are Bonnie and Paul Jones and we are Full-Time Realtors with Sutton Group Heritage Realty. First time home Buyers are going to be hard pressed to get into home ownership, given the recently changed lending criteria? Who do you know that will be trying to Buy their first home in 2017? They would be a great referral for us.  We love working with first time home Buyers. With competing offers, lending restrictions and low inventory first time home Buyers have a very small window... [read more]

Invest in Real Estate, to retire better & sooner

Friday Nov 18th, 2016

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Did you know that owning a second property and renting it out can be a great way to supplement your retirement income or a great way to pay off the mortgage quicker on your principal resident. We have been landlords for over 10 years now.  I admit, some tenants have been challenging. When considering becoming a Landlord, know that there will be challenges, but if you go about it with a plan, the pros out way the cons. When we began investigating what it would take, to purchase a few... [read more]

MORTGAGE INSURANCE

Friday Nov 04th, 2016

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Did you know that when you are ready to purchase a property you will hear the word insurance, over and over again.  Mortgage Insurance, Life Insurance, House Insurance Who do you know that has no idea why they have to pay for mortgage insurance, when they’re buying a property with less than a 20% down payment. The reason buyers pay mortgage insurance is to protect the lenders money.  Yes that’s right, buyers pay to insure the lenders money.  If the Buyer,... [read more]

How much can you afford to buy with the new rules?

Thursday Oct 20th, 2016

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  How much can you afford to buy with the new mortgage rules? This chart should give you a few ideas. What you qualify for also depends on what you owe, credit rating & a few other things. Lets sit down over a cup of coffee or tea and chat. Contact Bonnie at 416-578-9622 or bonnie.bonnie-paul@rogers.com   [read more]

For Sale by Owner

Friday Oct 14th, 2016

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Did you know that there are Buyers out there in the Real Estate market today, who think that if they buy a house from a “for sale by owner” that they will save money. Most “For Sale By Owners”, decide on the value of their home by figuring out what they “need” to get out of it.   As we all know the value of a house is not based on what the Seller “needs” to get out of it, but rather by what other, similar houses in the area have... [read more]

Bidding wars

Saturday Oct 08th, 2016

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Who do you know that might want to purchase a home, but is reluctant to get into a multiple offer situation, commonly known as, the dreaded, “bidding war”. Did you know that we often represent a Seller client that wants to sell their home but not quite yet.  However, they instruct us, that if we happen to hear of someone that may be interested in their house and they are willing to pay a fair price, they would sell now, without going on MLS. The bonus to the Buyer, they... [read more]

Dream Homes

Monday Sep 26th, 2016

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Did you know that many Buyers romanticize about owning a Century home, a home that is older than 100 years old. Who do you know that has ever thought or romanticized about living in a beautiful, quaint, 100+ year old house, perhaps with a maid’s quarters, a butler’s pantry or even a dumb waiter?  Maybe it’s located on a nice country property, with a white picket fence, perennial gardens, a pond. Owning a Century home can be fantastic, but only if you go into the... [read more]

INVESTMENT PROPERTIES

Tuesday Aug 16th, 2016

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We are Bonnie and Paul Jones and we are full-time realtors with Sutton Group Heritage Realty. Did you know that an investment property can be a wonderful way to supplement your income.  Perhaps you know someone that may be looking at retirement in 10 maybe 5 years.  An investment property can supplement their retirement income or they can sell the investment property, after retirement, and use the profit from the sale to supplement their income.   If an investor has... [read more]

Cost to buy

Monday Aug 08th, 2016

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Did you know that the purchase price of your new home is only one of the costs you will encounter when buying that home? Other costs you may have to budget for are; Mortgage insurance        Appraisal fees Land survey cost      House insurance Title insurance      Mortgage Application fee Mortgage brokers fee     Home inspection fee  Legal... [read more]

Win your next deal!!

Wednesday Jul 13th, 2016

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We are Bonnie and Paul Jones full-time realtors with Sutton Group Heritage Realty. The real estate market today is being driven by the number of buyers out numbering the number of homes available, making this a sellers market?  Who do you know that has had a number of offers submitted, just to lose each time in a multiple offer scenario.  In the past realtors would bring in an offer, negotiate with the seller for a day maybe two days, then ultimately a fair deal was struck... [read more]

The Housing Bubble ?

Tuesday Jul 05th, 2016

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Who do you know that is afraid of the “Bubble”? They want to Buy, but they are undecided, because they think the market is going to crash, and prices will fall. First of all, we are not in a “bubble”.  The housing prices in Durham Region have been undervalued for years, compared to other areas outside of the GTA. Buyer demand from Markham & Stouffville, funnelling in from across the 407 and Buyers from the City of Toronto & Scarborough, funnelling in from... [read more]

COUNTRY PROPERTIES

Tuesday May 31st, 2016

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We are Bonnie & Paul Jones and we are Full-Time Realtors with Sutton Group Heritage Realty. Who do you know that dreams about getting out of the hustle and bustle of city life to reside in a quiet countryside community? Imagine, getting home, after a long day at the office, grabbing your favorite beverage, putting your feet up, while sitting on your front porch overlooking a spring fed pond and you hear nothing but silence. Sounds ideal doesn’t it? But, did you know that... [read more]

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